Nobody likes to think what could happen in a worst-case scenario. We're much happier living under the notion that it would never happen to us - until of course it does. All sorts of emergencies can rock our lives with no warning. Anything from an expensive appliance breaking, to loosing a job or suffering severe injury or illness. That last...
I distinctly remember the day I decided I was going to get a credit card. I must have been about 16, sat in a Higher Administration class listening to our teacher, Mr McGowan, going off on one of his tangents. He was that kind of teacher. He'd go off on huge tangents that could consume entire lessons and yet it...
It was a rainy and overcast Monday morning in February of 2018. I was stood in line at a Starbucks on the corner of Bothwell and Wellington in Glasgow, watching the rain trickle down the branded glass door to my right. Just minutes ago I was stood under the Hielanman's Umbrella at Glasgow's Central Station, chittering with the cold but...